Commercial Insurance

If you are a business owner in the state of Arizona, you should consider the various types of business insurance coverage to help protect you against risks related to your daily operations, employees, and your business property. We offer coverage to keep your business secure here at Arizona's Choice Insurance. Our coverage includes protection for employee injuries, natural disasters, and more.

Commercial Insurance Requirements

By law in the state of Arizona, workers' compensation insurance is required. As a business owner, you have the option to purchase coverage via a private insurance carrier or through Arizona's private insurance fund.

If your business owns a vehicle, you are also required to obtain commercial auto insurance. Your policy must also have at least $25,000 in coverage per person and $50,000 per accident for bodily injury and property damage coverage of at least $15,000.

Depending on the type of commercial vehicles you have, you may be required to obtain higher policy limits.

Additional Coverage

You may also want to consider the following coverage for your business to keep it protected:

• BOP - This is also known as a business owner's policy, and it is a combination of both liability and property coverage in one policy that is easy to manage. If your business is small or medium, you should consider this policy. It is also a good option for business owners who rent or own and have a storefront, office building, or warehouse as commercial property.
• Professional liability - This coverage keeps your business secured from professional negligence. It also helps cover the costs of legal fees and is also referred to as errors and omissions coverage.
• Cyber insurance - This coverage will keep your business guarded against cyber-attacks and data breaches. If your business keeps customer data stored, this is a good policy to obtain.

Quotes

To obtain a quote for commercial insurance, please visit Arizona's Choice Insurance today. We serve all businesses in the state of Arizona.