You can be faced with a liability lawsuit in a matter of minutes. All it takes is one act of negligence, or one accident to find yourself in a bad situation. However, we offer various insurance coverages such as umbrella insurance that can provide additional protection on your current homeowner’s or auto insurance policy here at Arizona’s Choice Insurance. We want to ensure that you are getting the added coverage you need to help keep you secured at all times.
While there are no laws in Arizona that require people to obtain umbrella insurance, it is often purchased by people who have many assets. This insurance will help protect against potential lawsuits that may be filed against you. Having umbrella insurance is the only way to cover you otherwise you risk putting yourself under great financial stress.
When you obtain personal umbrella insurance, these policies can help cover your liability on other policies if your limits are not high enough. An umbrella insurance policy can help boost your current liability coverage for the following policies:
For auto insurance, most insurance providers will require you to carry at the minimum $250,000 for each person and $500,000 for each accident for bodily injury liability coverage in your car insurance policy.
For homeowner’s insurance, you may be required to obtain at least $300,000 in liability coverage for your renters, condo, or home insurance.
Umbrella insurance can protect you as an extension of your home insurance policy in the following ways:
To obtain a quote, please contact Arizona’s Choice Insurance today. We serve all residents in the state of Arizona.
