Home Insurance
It is important to obtain a solid homeowners' insurance policy if you reside in Arizona. We offer many choices to keep your home and belongings covered here at Arizona's Choice Insurance. Whether you just moved into a new home or are a lifelong resident, we have customized coverages to meet your needs. In the event of a natural disaster, water backup damage, or even theft, your insurance policy will cover you.
Home Insurance Requirements
There are no laws in Arizona that require homeowners to obtain insurance. However, you may need to insure your home if the lender you financed your mortgage requires it. Additionally, it is highly recommended to obtain home insurance even if it is not required or not mandatory. You would be held responsible for replacing your belongings in your home if something were to get damaged, etc.
Home Insurance Coverage
We offer a wide range of coverage options, including:
- Dwelling coverage- This will help protect your home and any structures attached to it directly. This may include flooring, heating and air conditioning, walls, and the roof.
- Personal property coverage- This helps to cover all of your personal belongings in your home. Personal property may include clothing, furniture, and jewelry. This coverage can help you replace these things.
- Personal liability coverage- This will help cover your legal fees against a lawsuit or claim if you are held responsible for paying them. For example, if your dog bites one of your guests, this coverage will pay for their hospital expenses.
- Other structures- This will protect any not attached structure directly to your home, including gazebos, sheds, swimming pools, and garages.
- Loss of use- If you cannot stay in your home due to a fire, for example, this cover will pay for your hotel bill depending on your policy limit.
Quotes
To obtain a quote, visit our Arizona's Choice Insurance office today. We serve all homeowners in Arizona.
